Do you take insurance?

No. I am not “in-network” with any insurance companies.

Can I still use out of network benefits?

Yes, these benefits allow people to see any doctor they wish but at a premium price. You can estimate how much therapy might cost by knowing the information below, which you can find by calling your insurance company. 

Out-of-Network Variables (all of which get reset annually): 

1. Deductible: the amount you pay before the insurance company starts to contribute.

2. "Allowed" amount: the cost of therapy that your insurance company uses to calculate your co-insurance.

3. Co-insurance: the percent of the "allowed" amount that you are responsible to pay plus whatever amount is more than the allowed amount. For example, let’s say that I charge $200 and the insurance company thinks I should charge $100. If your coinsurance is 20%, then you have to pay $20 + $100 = $120.

4. Out-of-Pocket Maximum : This is the total amount of money you spend in out-of-network expenses through deductible and coinsurance in a given year after which the insurance company covers 100% of the “Allowed” amount. You may still be responsible for any difference between my rate and the allowed amount.

The insurance company might ask you for the procedure codes I might use. Here is the list of possible codes: 

• 90791: Evaluation

• 90834: Individual Psychotherapy

• 90846: Family Therapy without Patient

• 90847: Family Therapy with Patient

How do I submit insurance claims? 

Mount Sinai will submit claims on your behalf at the end of every month and ask your insurance company to mail you

How do I pay for therapy? 

Mount Sinai will keep a credit card on file and charge the card after every session.